Ah, very interesting... When you create a DSN to Acess there is an option to use the system.mdw file but typically you leave it blank and not use it unless you put security on the MDB then it's required.
So this must be somethign that Windows 8 is doing for you, very thoughtful of MS to do things you don't want done.. lol
Just a reminder also, CR 10 is not supported on Windows 7, 8, 8.1 or anything higher...
Thanks for letting everyone know... still not supported but may help others.
Don